About Pamela Yellen
Pamela Yellen
BYLINE BIO: Pamela Yellen is founder of Bank On Yourself, a financial investigator and the author of two New York Times best-selling books. Readers can get a free copy of her latest book, Rescue Your Retirement: Five Wealth-Killing Traps of 401(k)s, IRAs and Roth Plans — and How to Avoid Them, here for a limited time.
PRINT BIO: Pamela Yellen is founder of Bank On Yourself, a financial investigator and the author of two New York Times best-selling books. Readers can get a free copy of her latest book, Rescue Your Retirement: Five Wealth-Killing Traps of 401(k)s, IRAs and Roth Plans — and How to Avoid Them, for a limited time at FreeRetirementPlanRescueBook.com.
BROADCAST BIO: Anyone who has been frustrated by conventional saving and investing strategies will be interested in what Pamela Yellen has to say. Pamela is a two-time New York Times best-selling author and founder of Bank On Yourself. Her new book is Rescue Your Retirement: Five Wealth-Killing Traps of 401(k)s, IRAs and Roth Plans — and How to Avoid Them. Welcome, Pamela. You have been giving away free copies of your latest book at SendtheFreeBook.com. Why?
FULL BIO: Financial security expert and best-selling author Pamela Yellen investigated more than 450 savings and retirement planning strategies seeking an alternative to the risk and volatility of stocks and other investments. Her research led her to a time-tested, predictable method of growing and protecting wealth she calls Bank On Yourself that is now used by more than half a million people.
Pamela is the author of the New York Times bestselling book The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future. Her latest book is Rescue Your Retirement: Five Wealth-Killing Traps of 401(k)s, IRAs and Roth Plans — and How to Avoid Them. Readers can get a free copy at FreeRetirementPlanRescueBook.com.
Pamela has appeared on every major TV and radio network and served as a source for organizations and publications such as the Associated Press, Fox News, Bloomberg Businessweek, The Wall Street Journal, Essence Magazine, Aging Today and AARP. Her articles have been featured in thousands of major publications and websites, and she has spoken to more than 1,000 audiences worldwide.
Pamela was born in Buffalo, New York, and has lived in Sarasota, Phoenix, and the San Francisco Bay area. She graduated from the University of San Francisco with a degree in psychology. Pamela and her husband Larry currently live outside of Santa Fe, New Mexico. They enjoy theatre and the arts, hiking, biking, bird watching, traveling, gourmet cooking, working out (Pamela can leg press 200 pounds!), reading, spoiling their two grandkids, and are involved in supporting numerous charitable causes.
Ten percent of all author royalties are donated to educational not-for-profits, such as The Smile Train, The Nature Conservancy, Susan G. Komen for the Cure, Wounded Warrior Project, Heifer International, and Hawk Watch.
Mark Willis
BYLINE BIO: Mark Willis is a Bank On Yourself Professional, CERTIFIED FINANCIAL PLANNER™, three-time #1 bestselling author, owner of Chicago-based Lake Growth Financial Services, and co-host of the Not Your Average Financial Podcast™. Learn more at GrowYourWealthSafely.com.
BROADCAST BIO: Our guest today has helped hundreds of his clients take back control of their financial future and build their businesses with proven, tax-efficient financial solutions unknown to most financial gurus. Mark Willis is a Bank On Yourself Professional, CERTIFIED FINANCIAL PLANNER™, three-time #1 bestselling author, owner of Chicago-based Lake Growth Financial Services, and co-host of the Not Your Average Financial Podcast™ Learn more at GrowYourWealthSafely.com. Welcome Mark. What is Bank On Yourself and why do you call it the “better than debt-free” way of building wealth?
FULL BIO: Mark Willis is a Bank On Yourself Professional, CERTIFIED FINANCIAL PLANNER™, three-time #1 bestselling author, owner of Chicago-based Lake Growth Financial Services, and co-host of the Not Your Average Financial Podcast™. After graduating with six figures of student loan debt and discovering a way to turn his debt into real wealth as he watched everybody lose their retirement savings and home equity in 2008, he knew that he needed to find a more predictable way to meet his financial objectives and those of his clients. Over the years, he has helped hundreds of his clients take back control of their financial future and build their businesses with proven, tax-efficient financial solutions unknown to most financial gurus. He has become known as “Not Your Average Financial Planner!” Learn more at GrowYourWealthSafely.com.
Rescue Your Retirement: Five Wealth-Killing Traps of 401(k)s, IRAs and Roth Plans — and How to Avoid Them
In her new book, financial investigator and two-time New York Times best-selling author Pamela Yellen takes aim at the shortcomings of conventional retirement plans such as 401(k)s, IRAs, 403(b)s, Keogh, and Roth plans that have failed to deliver financial security and peace of mind for most Americans. Want proof? In spite of the longest-running bull market in history, Pamela notes:
* The average 65-year-old today will outlive their savings by almost a decade, according to the World Economic Forum.
* The typical household nearing retirement has only about $135,000 in their combined retirement accounts — enough to provide them at most $600 per month. And most folks have little or no retirement savings outside of these plans and their home equity.
* Nearly half of all pre-retirees have zero savings of any kind.
“Not that long ago, 80 percent of workers enjoyed a company pension plan that promised them a retirement check every month for as long as they live,” Pamela says. “Today, less than 15 percent of workers have that perk. The rest of us have been forced to rely on government-controlled, do-it-yourself, Wall Street-based hope-and-pray plans – with disastrous results.”
In Rescue Your Retirement, Pamela explains:
How high fees, the stock market roller coaster, and “tax time-bombs” devour hard-earned retirement dollars.
Why Americans will likely spend more years in retirement than they had planned, why those years will cost far more than they expected, and how people can avoid outliving their savings.
What to do differently to build true financial security and peace of mind.
Pamela feels strongly that Americans’ dreams of a secure retirement could turn into retirement nightmares, and knowledge is power. So for a limited time, she is offering complimentary free copies of her new book. These are available for a small shipping and handling fee at FreeRetirementPlanRescueBook.com.
The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future
Financial Security Expert and New York Times Bestselling Author Pamela Yellen Reveals How to Ditch Conventional "Wisdom" and Take Control of Your Financial Future
Do you know what your retirement account will be worth on the day you plan to tap into it, how long you will live, or what tax rates will be for the rest of your life? Most people have no clue, and that's the problem. Conventional financial planning is based on things you can't predict or control.
In her book, The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street and Take Control of Your Own Financial Future, financial security expert Pamela Yellen exposes conventional financial strategies for the house of cards they are — and lays out a step-by-step plan for growing wealth safely, predictably and guaranteed — even when the markets are tumbling. Released in February, 2014, The Bank On Yourself Revolution debuted at #4 on the New York Times Bestseller List.
In The Bank On Yourself Revolution, Yellen shows how people of all ages and incomes can, in her words, "opt out of a system where the odds are stacked against you," and reach your goals and dreams without gambling in the Wall Street Casino or taking any unnecessary risks. She explains:
* How to know the guaranteed value of your retirement account on the day you plan to tap into it
* How to create real wealth, rather than useless "profits on paper"
* How to avoid the huge bite the tax man plans to take out of your retirement money
* How to pay for college without raiding your retirement savings or saddling your child with debt
* How to fire your banker and become your own source of personal and business financing
* How to grow a sizeable nest-egg and a retirement income that can last as long as you do – without gambling in the Wall Street Casino
* How Walt Disney, JC Penney, Ray Kroc and The Pampered Chef used this same vehicle to launch and grow their businesses when no banker would lend them a dime
* How to access your retirement money when you need it — without the penalties, fees and restrictions of 401(k)s and IRAs
"Bank On Yourself is not a 'get-rich-quick' scheme," Pamela says. "It's for people who are ready to take back control of their lives by creating real wealth and financial security for as long as they live."